Do I have to visit branch to open Digital Account?

No, UBL Asaan Digital Remittance Account can be conveniently opened online. If all the information you provide on the digital AOF is validated, your account will be activated and you will be informed about it via email on your registered email address. However, if your information needs further clarification, you may be contacted by your Branch / Contact Center.

What type of account can I apply for using this service?

You can apply for a Conventional or Islamic Current account using this service.

Who can apply for UBL Asaan Digital Remittance Account?

All Pakistani individuals, aged 18+, with a valid CNIC, can open this account only if they receive remittance from their friends and family living abroad.

My mobile number is not registered against my CNIC, can I apply for Digital Account?

Unfortunately, no, we have to authenticate your mobile number with your CNIC and in case the two don’t match we have to stop the account opening process as this is a requirement from State bank of Pakistan.

Do I need proof of income document for Asaan Digital Remittance Account (ADRA)?

No, you have to accept self-declaration while submitting the account opening form online.

What will be the maximum credit balance limit for ADRA?

Maximum credit balance limit of PKR 3,000,000 is allowed for ADRA.

What will be cash withdrawal limit per day for ADRA?

Cash withdrawal limit of PKR 500,000 per day

Can I transfer funds from ADRA to any other accounts and what will be the limits?

Fund transfer limit of PKR 500,000 per day from ADRA to any other account

Can I do local credit to my ADRA and what will be the limits?

This account may be fed through local credit to the extent of PKR 1,000,000 per month. A local credit is a funds transfer between local banks.

Can I deposit commercial remittances in my ADRA?

No commercial remittances shall be deposited in the account

UBL Tezraftaar Asaan Digital Account - Open Bank Account Online

Q: Who can open this account?

Resident Pakistani’s with active CNIC can request to open UBL Asaan Digital Remittance Account by visiting www.ubldigital.com/open-bank-account-online

Receive Remittance From Friends & Family

Recieving money made easier than ever with
UBL Tezraftaar Asaan Digital Account.

Minimum Requirements.
Maximum Convenience.

The only thing you need is a valid CNIC.

No Initial Deposit

Digital Account Opening
Biometric at ATM

No Minimum Balance
Requirement

24/7 Banking with UBL Digital App & Netbanking

Valuable.
Industry best.

The easiest, most secure way to receive remittance from family abroad.

Islamic & Conventional Banking

Maximum Balance Limit of PKR 3 Million

Cash Withdrawal Upto PKR 500,000 ^perday

Free Insurance / Takaful Coverage ¹

Free Cheque Book & PayPak Debit Card

Free IBFT on Digital App / Netbanking

Who can open this account?

All Pakistani individuals, aged 18+.
Professional. Business Owner. Freelancer. Homemaker.
Student. Entrepreneur. Retiree. Everyone is welcome.

You will need:

Digital copy of your valid CNIC

Mobile Phone number registered with your CNIC

Digital copy of your signature

Webcam for taking a Live Photo

All set.
Let’s Start?

This account opening experience is run under guidelines approved by the State Bank of Pakistan.

If you experience any issues, please reach out to our dedicated helpline at care@ubl.com.pk.

Apply with the latest version of web browser. We suggest to use Google Chrome for seamless account opening process.

* If you do not provide biometric verification within 60 days, your account will be blocked.
1. Free Takaful Coverage of Accidental Death and Permanent Disability of up to PKR 1,500,000/- on Islamic account and PKR 2,500,000/- on conventional account. Free Insurance/ Takaful Coverage may vary upon your average monthly balance.

Frequently Asked Questions