Other Services
Omni Branchless Banking

DR Secure Adamjee Life Insurance Plan

UBL Omni on behalf of “Adamjee” Life brings you “DR Secure Adamjee Life Insurance Plan”, a unique Life insurance plan, designed to ensure the security of UBL Omni customers and their families & to provide a safety net in the crisis of breadwinner’s unfortunate demise. The coverage amount is paid to the beneficiary (remittance receiver) in case of any mishap. So hurry & subscribe now!

Ease of subscription

Customer will have the option of subscribing for this DR secure Admajee Life insurance by simply sending Money from Omni Dukaan or from Omni account.


No Documentation is required to subscribe to Adamjee Life Insurance Plan. It is completely hassle free.

Medical Examination

No Medical Examination is required to avail this insurance.

Subscription fee

You can get insured by paying a very nominal fee for OTC customers. It is completely free for Account holders.

Insurance Plan Amount

Slab Start Slab End Max Sum Assured (Rs.) 8 multiple of the transaction amount
1 1,000 8,000
1,001 2,500 20,000
2,501 4,000 32,000
4,001 6,000 48,000
6,001 8,000 64,000
8,001 10,000 80,000
10,001 13,000 104,000
13,001 15,000 120,000
15,001 16,000 128,000
16,001 20,000 160,000
20,001 25,000 200,000
25,001 30,000 240,000
30,001 40,000 320,000
40,001 50,000 400,000

*For details on monthly Premium amount payable for OTC customers refer to the Schedule of Charges.


Special benefits for the Signature Customers on the following Liability products:

  • Life Coverage for Accidental and Natural death
  • Terrorism protection
  • Complete coverage during riots & strikes
  • Coverage Duration: 30 Days from the date following the remittance transaction
  • Coverage Amount (Sum Assured): Eight times the sending amount e.g. if you are sending PKR 10,000, you will be insured for an amount of PKR 80,000
  • Multiple Policies: Customer can activate multiple policies under the maximum sum assured limit per CNIC
  • Premiums are payable monthly
  • Policy confirmation: Customer will get an Instant SMS from Omni that he/she has paid the premium to subscribe for the insurance. Within 24 hours, customer will receive SMS from the insurance company with the policy details

Terms and Conditions

  • Age Limit: 18-59 years
  • Insured: Person sending the remittance amount will be insured
  • Maximum sum insured: A sender can get insured for a maximum of Rs180,000 (per CNIC).
  • In case transaction is revoked, policy and coverage will continue
  • Insurance is non-cancellable and non-transferable
  • Beneficiary: In case of the unfortunate demise of the insured, coverage amount will be given to the remittance receiver. Beneficiary should be a CNIC holder and can only be:
    • Spouse
    • Sibling
    • Parents
    • Children
  • Exclusions: Suicide will not be covered

Claim Settlement

All Cases to be diverted to Adamjee Life. Beneficiary to contact Adamjee Life for claim.

Adamjee Life will guide with documentation requirements

  • NADRA and Hospital Death Certificates
  • Claimant Settlement
  • CNIC copy of deceased and beneficiary
  • If necessarily required, Adamjee Life can ask for additional documentation to validate the claim before payment
  • Beneficiary to send documents to Adamjee Life
  • Upon complete document receiving, Adamjee Life will process the claim
  • Adamjee Life shall deliver claim cheque to the beneficiary on the provided address


For more information please call Adamjee Life Helpline 021-111-115-433.


Customer will be able to download the Insurance e-certificate by visiting Adamjee Life website & entering his policy number.