Acquiring Solutions
UBL Digital    

Payment Solutions at UBL

Payment systems in Pakistan have grown meaningfully over the last decade, determined by the expansion of new payment instruments, electronic payment infrastructure and changing consumer needs. UBL currently offers following acceptance channels: POS Terminals and Internet payment Gateway.

e-Commerce Payment Gateway

E-Commerce Payment Gateway has been processing e-Commerce payments since 2013 and has been a pioneer in online payment solution in the financial industry. It is powered by Etisalat UAE with strong footprints globally as well, primarily in the UAE market.

To sign-up for a merchant account, you will need a UBL business account to start collecting your payments right away.

POS Terminals

In 2005 UBL became the first local bank to launch its merchant acquiring business with POS terminals. POS enables merchant to accept payments through debit, credit and prepaid cards at its outlets. UBL POS allow customers to accept payments from:

  • VISA
  • MasterCard Debit & Credit Cards
  • PayPak
  • JCB
  • Omni
  • KBL
Interested in making us your Payment Partner?
  • Take our short quiz to know your requirements
  • Submit your documents online
  • Complete your integration
  • Go Live and grow your business

A preferred e-Commerce payment partner for a reason

  • PCI DSS Certified Secure Platform
  • 3D Secure– Saves merchant from liability
  • Fraud Guard – Saves from fraud risk exposure
  • Multiple Payment Modes – Credit/Debit cards and Other bank account direct debit
  • Payment page optimized for Large screen and mobile for enhanced user experience
  • Seamless integration with integration plugins
  • Frictionless payment experience with API’s and Inline checkout
  • Save card information securely via 3DS Tokenization

How the transactions work?

UBL will manage the entire e-Commerce payment process for you. Transactions will be processed and funds will be settled in your linked UBL account directly.

Introducing e-Invoicing for online payment collection

We have launched an innovative payment tool for merchants who do not have a website or e-Commerce platform but are operating their businesses online over social media or any other digital channel.

With e-Invoicing, merchants can now collect their payments online without any payment gateway integration.

Generate an e-Invoice, Send it to the customer and Receive your Payments Online, It’s that simple!

Send e-Invoice via:


Generate single e-Invoice or multiple e-Invoices in a batch


API available to generate e-Invoice from your own platform


Simple, & Seamless Integration with a variety of integration modes