UBL Address Home Loan Facility
Owning a house of your own is a dream and we at UBL empower you to become the proud owner of a home by offering you options that are not only affordable but also flexible. So, choose the best product option and pricing to suit your needs:
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Buying a Home
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Building a Home
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Renovate Home
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Balance Transfer Facility
Markup Rates
Floating Rate is subject to annual revision from the time of loan booking. Any change in the mark up is linked to KIBOR hence there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.
Segments
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Required
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Salaried/SEP/SEB
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1 Yr KIBOR (ask side) + 3.5%
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Eligibility Criteria
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Minimum monthly income: Rs.50,000
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Age: 23 to 65 years
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Resident Pakistani Self-employed businessman/professional or salaried individual
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Minimum loan size: Rs. 1,000,000
Documentation Requirements
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Copy Of NIC
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Two recent Photographs each of primary as well as co-borrowers
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Signed Lou (Letter of Understanding), which states the applicable rate at the time of booking of loan.
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Other Documents are required to substantiate the length of business
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General Income Documents for Salaried and SEB/SEP are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs.
Category Wise Requirement
Segments
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Documents
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Salaried
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Employment Certificate confirming last 12 months work experience
Tax Document for the past 24 months
Current Salary Slip
Bank Statement for the last 12 months
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SEB/SEP
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Last 3 years Tax Assessment Order or Registered Partnership Deed
Bank Statement for the last 12 months
Salary Slip/Salary Certificate
Employment Certificate confirming last 12 months work experience
Tax Document for the past 24 months
Current Salary Slip
Bank Statement for the last 12 months
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Target Cities (Property Locations)
The property offered for mortgage must be located in a targeted area of any of the following cities:
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Karachi
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Lahore
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Islamabad
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Rawalpindi
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Faisalabad
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Multan
Please note that all branches in the above cities can be contacted for UBL Address.
For more information, call us at 111-825-888 (UAN).