UBL Address Home Loan Facility
Consumer loans
UBL Address empowers you to become the proud owner of a home by offering a variety of product and pricing options that are flexible yet affordable.

UBL Address Home Loan Facility

Owning a house of your very own is a cherished dream. A lot of planning and hard work is involved in making this dream come true. That is why, at UBL we aim to make your decision easier, by offering you the right ingredients that can help you realize your dream with absolute convenience. UBL Address empowers you to become the proud owner of a home by offering a variety of product and pricing options that are flexible yet affordable. So choose the best product option and pricing to suit your needs:

  • Buying a Home
  • Building a Home
  • Renovate Home
  • Balance Transfer Facility

Markup Rates

Floating Rate is subject to annual revision from the time of loan booking. Any change in the mark up is linked to KIBOR hence there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.

Segments Required
Salaried 1 Yr KIBOR (ask side) + 3.5%
SEB/SEP 1 Yr KIBOR (ask side) + 4.5%

Eligibility Criteria

  • Minimum monthly income: Rs.50,000
  • Age: 23 to 65 years
  • Resident Pakistani Self-employed businessman/professional or salaried individual
  • Minimum loan size: Rs. 1,000,000

Documentation Requirements

  • Copy Of NIC
  • Two recent Photographs each of primary as well as co-borrowers
  • Signed Lou (Letter of Understanding), which states the applicable rate at the time of booking of loan.
  • Other Documents are required to substantiate the length of business
  • General Income Documents for Salaried and SEB/SEP are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs.

Category Wise Requirement

Segments Documents
Salaried

Employment Certificate confirming last 12 months work experience

Tax Document for the past 24 months

Current Salary Slip

Bank Statement for the last 12 months

SEB/SEP

Last 3 years Tax Assessment Order or Registered Partnership Deed

Bank Statement for the last 12 months

Salary Slip/Salary Certificate

Employment Certificate confirming last 12 months work experience

Tax Document for the past 24 months

Current Salary Slip

Bank Statement for the last 12 months

Target Cities (Property Locations)

The property offered for mortgage must be located in a targeted area of any of the following cities:

  • Karachi
  • Lahore
  • Islamabad
  • Rawalpindi
  • Faisalabad

Please note that all branches in the above cities can be contacted for UBL Address.
For more information, call us at 111-825-888 (UAN).