UBL Address Home Loan Facility
UBL Address empowers you to own your dream house by offering a host of options that are affordable and flexible. Now, choose the best service at the lowest prices, and make your dream house a reality with UBL Address. This product applicable for the following:
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Home Purchase
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Build a Home
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Home Renovation
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Land + Construction
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Balance Transfer Facility
Markup Rates
Floating Rate is subject to annual revision from the time of loan booking. Any change in the markup is linked to KIBOR; hence, there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.
| Segments
|
Required
|
| Salaried/SEB/SEP
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1 Year KIBOR (ask side) + 3.5%
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Eligibility Criteria
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Minimum monthly income
| Salaried (Known Companies)
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Rs. 25,000/-
|
| Salaried (Unknown Companies)
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Rs. 35,000/-
|
| SEB / SEP
|
Rs. 75,000/-
|
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Age: 21 to 65 years
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Resident Pakistani self-employed businessman / professional or salaried individual
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Minimum loan size: Rs. 1,000,000
Documentation Requirements
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Copy Of CNIC
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Two recent Photographs each of primary as well as co-borrowers
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Signed LOU (Letter of Understanding), which states the applicable rate at the time of booking of loan.
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Other Documents are required to substantiate the length of business
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General Income Documents for Salaried and SEB / SEP are given below. However, the required documentation as per your profession and income segment shall be communicated to you by our respective Relationship Managers.
Category Wise Requirement
| Segments
|
Documents
|
| Salaried
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Current Salary Slip / Salary Certificate / Employment Letter confirming 2 Years of Employment.
Bank Statement for Last 12 Month.
Previous Employment Letter (If Applicable)
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| SEB/SEP
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Company Account Maintaining Certificate.
Bank statement for the Last 2 years.
Tax returns for the period of 3 years.
Audited Financials / Partnership Deed (If Applicable)
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Please note that all branches in the above cities can be contacted for UBL Address.
For more information, call us at 111-825-888 (UAN).
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