UBL Address Home Loan Facility
UBL Address empowers you to own your dream house by offering a host of options that are affordable and flexible. Now, choose the best service at the lowest prices, and make your dream house a reality with UBL Address. This product applicable for the following:
-
Home Purchase – Buy a Home
-
Build a Home
-
Home Equity - Renovating a Home
-
Balance Transfer Facility
Markup Rates
Floating Rate is subject to annual revision from the time of loan booking. Any change in the markup is linked to KIBOR; hence, there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.
| Segments
|
Required
|
| Salaried/SEB/SEP
|
1 Year KIBOR (ask side) + 3.5%
|
Eligibility Criteria
-
Minimum monthly income: For Salaried – Rs. 25,000 & for SEB / SEP – Rs. 75,000
-
Age: 23 to 65 years
-
Resident Pakistani self-employed businessman / professional or salaried individual
-
Minimum loan size: Rs. 1,000,000
Documentation Requirements
-
Copy Of CNIC
-
Two recent Photographs each of primary as well as co-borrowers
-
Signed LOU (Letter of Understanding), which states the applicable rate at the time of booking of loan.
-
Other Documents are required to substantiate the length of business
-
General Income Documents for Salaried and SEB / SEP are given below. However, the required documentation as per your profession and income segment shall be communicated to you by our respective Relationship Managers.
Category Wise Requirement
| Segments
|
Documents
|
| Salaried
|
Employment Certificate confirming last 12 months’ work experience
Tax Document for the past 24 months
Current Salary Slip
Bank Statement for the last 12 months
|
| SEB/SEP
|
Last 3 years’ Tax Assessment Order or Registered Partnership Deed
Bank Statement for the last 12 months
Salary Slip/Salary Certificate
Employment Certificate confirming last 12 months' work experience
Tax Document for the past 24 months
|
Please note that all branches in the above cities can be contacted for UBL Address.
For more information, call us at 111-825-888 (UAN).
Click Here for English Frequently Ask Question (FAQ)
Click Here for Urdu Frequently Ask Question (FAQ)