UBL Address Home Loan Facility
Consumer loans
UBL Address empowers you to become the proud owner of a home by offering a variety of product and pricing options that are flexible yet affordable.

UBL Address Home Loan Facility

UBL Address empowers you to own your dream house by offering a host of options that are affordable and flexible. Now, choose the best service at the lowest prices, and make your dream house a reality with UBL Address. This product applicable for the following:

  • Home Purchase
  • Build a Home
  • Home Renovation
  • Land + Construction
  • Balance Transfer Facility

Markup Rates

Floating Rate is subject to annual revision from the time of loan booking. Any change in the markup is linked to KIBOR; hence, there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.

Segments Required
Salaried/SEB/SEP 1 Year KIBOR (ask side) + 3.5%

Eligibility Criteria

  • Minimum monthly income
    Salaried (Known Companies) Rs. 150,000/-
    Salaried (Unknown Companies) Rs. 150,000/-
    SEB / SEP Rs. 150,000/-
  • Age: 21 to 65 years
  • Resident Pakistani self-employed businessman / professional or salaried individual
  • Minimum loan size: Rs. 1,000,000

Documentation Requirements

  • Copy Of CNIC
  • Two recent Photographs each of primary as well as co-borrowers
  • Signed LOU (Letter of Understanding), which states the applicable rate at the time of booking of loan.
  • Other Documents are required to substantiate the length of business
  • General Income Documents for Salaried and SEB / SEP are given below. However, the required documentation as per your profession and income segment shall be communicated to you by our respective Relationship Managers.

Category Wise Requirement

Segments Documents

Current Salary Slip / Salary Certificate / Employment Letter confirming 2 Years of Employment.

Bank Statement for Last 12 Month.

Previous Employment Letter (If Applicable)


Company Account Maintaining Certificate.

Bank statement for the Last 2 years.

Tax returns for the period of 3 years.

Audited Financials / Partnership Deed (If Applicable)

Please note that all branches in the above cities can be contacted for UBL Address.
For more information, call us at 111-825-888 (UAN).

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