Powering the Future of Payments

Acquiring & Digital Payment Solutions

Discover Our Digital Solutions

Explore how UBL enhances your payment experience and keeps your business ahead in the digital age.

Pakistan’s payment landscape has evolved rapidly over the past decade, driven by the emergence of innovative instruments, robust electronic infrastructure, and changing consumer behavior. UBL is at the forefront of this transformation, offering a suite of acceptance channels tailored for businesses of all sizes.

1
Internet Payment Gateway

Elevate your experience with UBL payment gateway and ensures smooth, secure online payments directly through your website.

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2
POS Terminals

Reliable in-store payments, our POS terminals are ideal for businesses of all sizes.

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3
SOFTPOS

No extra hardware needed— Accept payments with just your smartphone.

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4
M-POS

Accept Payments on the Go Using a Bluetooth MPOS and Your Smartphone.

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5
QR Payments

Tap. Scan. Pay in seconds! Simplify payments through QR codes for faster, contactless transactions.

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Our solutions are designed to enhance operational efficiency and elevate customer experiences—driving loyalty, growth, and innovation.

Omni-Branchless Banking

Omni-Branchless Banking is a revolutionary branchless banking platform that extends financial services beyond traditional bank premises and hours. With a focus on accessibility, Omni-Branchless Banking empowers unbanked communities and promotes digital financial literacy.

Omni-Branchless
Omni-Branchless

Core offerings

Omni Digital Wallet Account

Instantly open an account via Omni retailer, mobile app, or USSD. Your CNIC-linked mobile number becomes your account number.

Home Remittance Wallet Account

Receive international remittances directly into your Omni wallet—securely and instantly.

Asaan Mobile Wallet Account

A simplified mobile banking solution that operates without internet, accessible through basic or smartphones.

Utility Bill Payment

Pay utility bills, mobile top-ups, and more—via any Omni retail agent, without waiting in lines.

Over-The-Counter (OTC) Services

Even without an account, customers can pay bills, send/receive money, buy tickets, mobile top-ups, Zakat & donations at any Omni agent location.

Merchant Payments

Omni account holders can now shop and pay through your Omni wallet at a wide range of Omni-enabled retail locations, including:

  • Grocery stores
  • Restaurants & cafes
  • Fuel stations
  • Hotels and more

Cash Management Solution

Serving Government bodies, NGOs, MFIs, Distributors, Schools, and other institutions, UBL Omni offers proven solutions for:

Cash Disbursement (Biometric/Account-Based)
Cash Collection & Payment Services
Third-Party Wallet Integration
Payroll & Employee Banking Solutions
Settlement Banking
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Omni Agent & Retail Network

Become a part of UBL’s growing retail network. Our representatives will guide you through account setup and operational training.

For more information, contact us: 021-111-258-777 / 021-111-258-888