How do I check the TDRs I’ve booked?

You can check your booked Term Deposits by logging into your UBL Digital App, click on Accounts and select Term Deposit. All the booked Term Deposits will appear under this section. To check the details of individual Term Deposit, click on summary.

What is the minimum and maximum booking amount?

The minimum investment amount is: Term Deposit Product Type Minimum Investment Amount UBL Mahana Aamdani Term Deposit Rs. 25,000 (progressing in multiples of Rs.25,000) UBL Certificate of Deposit (COD Maturity) Rs. 50,000 (progressing in multiples of Rs.25,000) There is no limit to the maximum amount of investment that can be made in a Term Deposit.

What rates are offered on these Term Deposit?

The rates offered are as per the Bank’s prevailing rate sheet for Certificate of Deposit (CoD-at Maturity), or Mahana Aamdani Term Deposit. You can also view the rates on each tenor whenever you place a deal in the UBL Digital app.

What tenors can the deals be booked at?

The deals can be booked for the below tenors for all products: • 3 months • 6 months • 1 year • 3 years • 5 years • 10 years

How frequently is the profit paid out on the Term Deposit?

The profit on each product is paid: Term Deposit Product Type Profit Payment Frequency UBL Mahana Aamdani Term Deposit Monthly UBL Certificate of Deposit (COD Maturity) At Maturity

Can UBL Mahana Aamdani Term Deposit be opened with a Savings Account?

You need to have a UBL current account to invest in UBL Mahana Aamdani Term Deposit. If you would like to invest in this product, please open an account online by visiting our website https://ubldigital.com/Open-a-Bank-Account-Online, or go to a nearest UBL branch.

What is rollover facility?

A rollover refers to automatic renewal of the Term Deposit, i.e. the amount invested will be automatically reinvested after the Term Deposit matures, for the same tenor at the prevalent profit rate. The rates prevalent can be viewed at https://ubldigital.com/About-UBL/Rates

How can I stop rollover of my term deposit?

You can stop automatic investment rollover by visiting your account branch.

Can the rate on these TDRs change mid- tenor?

No, the rates in CoD and Mahana Aamdani Term Deposit will remain same throughout their tenor.

Will there be any zakat deduction on these Term Deposit?

Yes, Zakat will be deducted as per the Zakat and Ushr Ordinance, 1980.

Are withholding tax charges applicable on profits disbursed?

Yes, and the rate applicable will be dependent on your ATL File/Non-Filer status. However, these taxes will be deducted in a separate transaction following immediately after the profit disbursal.

Are there any charges on Early Encashment?

Upon Early encashment, profit will be paid on minimum saving rates set by SBP applicable at the time of booking.

How do I encash my term deposits?

You can encash your previously booked deals by visiting your parent account branch and requesting to do so.

Light up the Future

Get a chance to win cash PKR 250,000 for your child’s full year school fee, while, receiving remittance in UBL, its our gift to your family, as for us, You come First.

Behtar Mustaqbil ki Tezraftaar

UBL Tezraftaar is thrilled to announce the launch of it’s exclusive campaign ‘Light up the Future’ for all those who choose UBL for their remittance. By selecting UBL for Home Remittance, beneficiaries not only experience reliable and efficient services but also get a chance to win reward.

Period

The Campaign is for 4 months, starting from
February 15, 2024 till June 15, 2024.

Terms & Conditions

Both cash over counter and account transfer transactions are eligible.

Beneficiaries who have collected/ received at least one remittance during campaign period and one in the last 2 months shall be eligible to participate.

Winners shall be selected on the basis of lucky draw.

Reward shall be disbursed into UBL account only. New account would be opened if customer does not have account with UBL.

Prizes are subject to govt. taxes.

Reward

Every month, 5 Prizes of PKR 250,000. each will be won by lucky winners through a raffle till the end of campaign. You could be a winner too, so hurry up and receive your remittance from UBL today.

Thank you for being part of UBL family! Let's make your remittance experience even more rewarding.

Contact Us

For more information and assistance, please reach out to our dedicated customer support team.

UAN

021- 111-825-888