UBL PM Youth Business Loans
SME Products and Services
Prime Minister’s Youth Business Loan scheme is an initiative by Government of Pakistan for small businesses particularly unemployed educated youth for establishing or extending business enterprises thereby promoting entrepreneurship and reducing unemployment & poverty in Pakistan.

UBL Prime Minister’s Youth Business Loans

Prime Minister’s Youth Business Loan scheme is an initiative by Government of Pakistan for small businesses particularly unemployed educated youth for establishing or extending business enterprises thereby promoting entrepreneurship and reducing unemployment & poverty in Pakistan.

The scheme is planned to provide business solution for small business enterprises addressing financial requirements for business purpose which includes setting up of new business or expansion of existing business. All sectors including but not limited to small wholesalers, retailers, traders, manufacturers of the SME segment with primarily focus on young entrepreneurs.

Salient Features

Maximum Loan amount
  • Tier-2 Loans – Above Rs.0.5 million and up to 1.5 million
  • Tier-3 Loans – Above Rs.1.5 million and up to 7.5 million
Facility Type Term Loan
Borrower’s Equity For New Businesses:
T2 – 90 (Bank financing) : 10 (borrower’s equity)
T3 – 80 (Bank financing) : 20 (borrower’s equity)
Pricing T2 - 5%
T3 - 7%
Security T2 & T3: As per Bank’s own credit policy (mortgage of property, liquid security, etc.)
Applicant Age 21 to 45 years at the time of loan application
18 years (for I.T or E commerce Business)
  • Quick processing
  • Personalized relationship management

Required documents

  • Prescribed Application Form signed by Customer
  • Valid CNIC
  • Financial statements (if applicable)
  • Bank statement (if applicable)
  • Feasibility Report (if applicable)

Contact # 0800-55-825