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UBL Rice Husking Loan
SME Products and Services
UBL Rice Husking loan is available for Small & Medium Enterprises (SME) customers. It’s exclusively designed for rice husking units.

UBL Rice Husking Loan

Summary

UBL Rice Husking loan is available for Small & Medium Enterprises (SME) customers. It’s exclusively designed for rice husking units.

UBL Rice Husking loan is available for Small & Medium Enterprise (SME) customers. It’s exclusively designed for rice husking units carrying business as Sole Proprietorship, Partnership and Private Limited companies keeping in view their seasonality business growth. UBL Rice Husking is available to purchase paddy from the growers and/or open market against mortgage of Rice Husking Mill.

Salient Features
  • Financing facilities available up to Rs. 25 Million & Rs. 200 Million for SE & ME respectively
  • Competitive Mark-up rates
  • Quick loan processing
  • Personalized relationship management


Eligibility
  • Minimum 3 years of experience in Rice Husking Mill business
  • Age: Minimum 21 years and Maximum 60 years (in case of Proprietor)

Required documents

  • Customer Request Letter
  • Valid CNIC
  • Audited Financial statements
  • Copy of property documents
  • Electricity Bill

Contact # 0800-55-825

FAQs – Rice Husking Loan

What is Rice Husking Loan?

It’s a seasonal loan which gives you access to meet your business growth with a one window solution.

Who can apply for loan?

Small & Medium size business entities (SME) including Proprietorship, Partnership, Private Limited Companies can apply for the loan.

What is the maximum amount I can borrow?

It depends on capacity and utilization however max limit is Rs.25 Million & Rs.200 Million for SE & ME clients respectively subject to SBP PR requirement.

What are the financing facilities available?

Following facilities are available to address your business needs

  • Running Finance – Pledge
  • Running Financing – Hypo

What type of property is required against main facility?

The facility is available against Rice Husking Mill as property.

Can I avail multiple loans?

Yes, you can apply for multiple loans.

Can I Early Settle my Loan?

There is no restriction on settling loans prior to loan maturity date. Principal and mark-up will be recovered accordingly; markup will be recovered based on days utilized.

What would be the Mode of Repayment?

Mode of Repayment includes Account Debit Authority / Cashier Cheque / Cheque / Cash / Online Transfer, etc.

Is there any penalty?

No Penalties for early settlement however late payment may attract higher spread.

How can I get loan?

We will forward your request to our relationship management team who will get in touch with you to discuss your requirements.

Salient Features
  • Financing facilities available up to PKR 25 Million & 200 Million for SE & ME respectively
  • Competitive Mark-up rates
  • Quick loan processing
  • Personalized relationship management


Eligibility
  • Minimum 3 years of experience in Rice Husking Mill business
  • Age : Minimum 21 years and Maximum 60 years (in case of Proprietor)

Required documents

  • Customer Request Letter
  • Valid CNIC
  • Audited Financial statements
  • Six months bank statement
  • Copy of property documents
  • Electricity Bill

Contact # 0800-55-825