UBL Zarai Khushali
Rural products
UBL Zarai Khushali offers tailored agricultural financing for farmers and agribusinesses, supporting working capital and long-term growth.

UBL Zarai Khushali

UBL Zarai Khushali offers tailored agricultural financing to support Pakistan’s farming community through production and development loans for crops, livestock, machinery, and allied agri-businesses. The program enables faster access to finance with simplified processes while promoting sustainable agricultural growth, rural prosperity, and economic development.

Salient Features
  • Financing up to PKR 40 Million
  • Term Finance for Upto 10 years
  • Running Finance – 3 years with yearly review


Type & Purpose of Loan
  • Crop Inputs
  • Fertilizers
  • Seeds
  • Pesticides
  • Farm Development


Eligibility
  • New Customers: 20–60 years
  • Existing Customers: No age restriction

Acceptable Collateral

  • Agricultural Land
  • Livestock
  • Fixed Assets
  • Stock

Required Documents

  • Loan Application
  • CNIC
  • Land Records

Contact # 0800-55-825

FAQs – UBL Zarai Khushali

What is UBL Zarai Khushali?

It is an agricultural financing solution for farmers and agri-businesses.

What can I use the loan for?

You can finance crop inputs, farm development, livestock, machinery, and other agricultural needs.

Who can apply for the loan?

Eligible farmers and agri-businesses can apply.

What is the maximum financing amount?

You can avail financing of up to PKR 40 million.

What financing facilities are available?

Running Finance and Term Finance are available.

What collateral is acceptable?

Agricultural land, livestock, fixed assets, and stock are accepted.

What documents are required?

CNIC, land records, and a completed loan application are required.

What is the age eligibility?

New customers must be 20–60 years old, while no age limit applies to existing customers.

How can I apply?

Visit your nearest UBL branch or contact a UBL Relationship Manager.

Hi, Do you have any questions?
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