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UBL Urooj (Exclusive for Women)
Rural Banking

UBL Urooj (Exclusive for Women)


Financial inclusion demands that both men and women get equal opportunities to access and use formal financial services. However, currently, women are disproportionately under-served by the country’s financial system. This disparity impedes Pakistan’s national economic development. The goal of the proposed policy in this document is to engender equality in banking and reduce the gender gap in financial inclusion.

Key Features:
  • Term Loan/Working Capital loan
  • For the purchase of Agriculture Equipment, Machinery & Working Capital requirements
  • Financing Limit from PKR. 0.2m to PKR. 40m
  • Tenure: 3 years for Running Finance & up to 10 years for Term Loan
  • Repayment will be Monthly/Quarterly/six monthly based on business cash flow cycle.

  • The applicant shall be a resident of Pakistan residing/working at the same place continuously for 3 years.
  • The applicant must be holder of valid CNIC/SNIC
  • Applicant must be minimum 21 years and max 60 years of age at the time of loan maturity.
  • The applicant shall be a genuine farmer engaged in farm and non-farm activities
  • The applicant shall not be a defaulter of any bank/Financial institution.
  • The applicant shall be able to provide acceptable collateral as per bank’s requirement.

Documents Required:

  • Copy of CNIC/SNIC
  • One passport size photograph of the applicant
  • Updated Zarai Passbook &/or other collateral documents
  • Other documents if required

How to Apply

Please visit our nearest Agri designated Branch.