Ameen Mukammal Saving Account
Retail Banking Products
Ameen Mukammal Saving Account (AMSA) is a checking account allowing maximum flexibility and provides optimal returns to fulfill the business or personal banking needs on Monthly basis.

Ameen Mukammal Saving Account

Ameen Mukammal Saving Account (AMSA) is a checking account allowing maximum flexibility and provides optimal returns to fulfill the business or personal banking needs on Monthly basis. AMSA is a tier based saving account where the rate of return increases in each progressive tier i.e. larger deposits fall into higher tiers with greater returns. Funds are received on the basis of Mudarabah and are used only in Shariah compliant business.

Salient Features
  • No minimum balance requirement
  • Tiered profit structure
  • Profit is calculated on the basis of daily average balance in a calendar month.
  • Monthly profit payment.
  • Unlimited number of transactions.

Key Benefits

  • Free Inter Branch Online Transaction – Country Wide
  • Free Cheque Book
  • Free Cashier’s Cheque (Issuance/Cancellation/Duplicate)

Additional Benefits on maintaining Rs: 25,000/- or above YTD average balance in current/savings account of any UBL Ameen Product Segment;

  • Free Debit card (Issuance and Annual charges)
  • Free Clean Bill for Collection/ Intercity Clearing
  • Free Duplicate Account Statement
  • Free UBL Go Green Digital SMS Alerts

Other Benefits

  • SMS Alerts
  • Net Banking facility
  • E-statement facility
  • Free Takaful Coverage