EFU You Protect Takaful Plan

EFU You Protect Takaful Plan is a comprehensive and affordable protection based benefit plan ensures that the family of member covered remains financially protected in the event of hospitalization, or in case of an unfortunate event of natural and accidental death.

Coverage Limits

Natural Death Benefit	Accidental Death Benefit	Hospitalization (Daily Limit)	ICU Admission (Daily Limit)
PKR 250,000	PKR 500,000	PKR 5,000	PKR 10,000

Key Features & Benefits

Minimum/Maximum Age at Entry	18-64 years
Maximum Age at Maturity	N/A
Coverage Tenure	1 year from the date of commencement of coverage
Annual Contribution	PKR 7,000
Payment Mode	Annual
Death Benefit	Death Beneﬁts: In the unfortunate demise of the covered person, the nominated beneficiaries will receive the death benefit of PKR 250,000 Accidental Death Beneﬁts: If death occurs due to accident, this benefit will be doubled PKR 500,000.
Hospitalization Benefit	Daily Hospital Cash Beneﬁt: This rider will provide a daily benefit of PKR 5,000 for each day of confinement in a hospital as a result of accident or sickness up to 180 days Intensive Care Daily Hospital Cash Beneﬁt: This rider will provide a daily benefit of PKR 10,000 for each day of confinement in ICU of hospital as a result of accident or sickness up to 180 days
Exclusions	For Death Benefit: Murder, suicide & self-inflicted injury Natural Death during Elimination Period (Waiting Period). Event happening in War Inflicted Areas For Hospital Cash Benefit: Attempt to Suicide, Murder or Self-inflicted injury Hospitalization during Elimination Period (Waiting Period)
Other Important Details for Hospital Cash	90 days waiting/elimination period, in case of sickness. 180 nights covered in a year.

How to Apply

Apply by visit your nearest UBL/UBL Ameen branch or Islamic Banking Window

In case of any assistance/clarification related to Islamic Banking Products and Services required, please write us at UBL Ameen Helpdesk ameen.helpdesk@ubl.com.pk