- 
		
 Higher loan amounts (Up to 20 multiples of salary)
		
  
		- 
		
 Convenient repayment schedules (Up to 48 months loan tenor)
		
  
		- 
		
 Competitive interest rates
		
  
	
	
		- 
		
 Competitive interest rates
		
  
		- 
		
 Low salary eligibility (locals BD 400 and expatriates BD 600)
		
  
		- 
		
 Available to all Salaried and Self-Employed Bahraini nationals and Expatriate residents
		
  
	
	
		- 
		
 Accepted at more than 30 million establishments and over one million ATMs
		
  
		- 
		
 Available to all Salaried and Self-Employed Bahraini nationals and Expatriate residents
		
  
		- 
		
 Comprehensive insurance cover
		
  
		- 
		
 No annual fee
		
  
	
	
		- 
		
 Free- of charge – fast, safe and reliable
		
  
		- 
		
 Transfer to a UBL or any other bank account all across Pakistan
		
  
		- 
		
 Receive cash over counter at any UBL Branch in Pakistan
		
  
		- 
		
 Have the funds credited to their Visa Pardes Prepaid Card
		
  
	
	
		- 
		
 Chip Enabled Card providing additional security
		
  
		- 
		
 No annual fee
		
  
		- 
		
 Accepted at over 23 million merchant establishment and more than one million ATMs worldwide
		
  
		- 
		
 Withdraw funds from any bank ATM in the GCC or ATMs Worldwide accepting Visa Card
		
  
	
	
		- 
		
 24 / 7 access
		
  
		- 
		
 Withdraw and deposit cash
		
  
		- 
		
 Utility Bill Payment
		
  
		- 
		
 Remittances to Pakistan
		
  
	
	
		- 
		
 Available for banking transactions for free