Savings Accounts
Products & Services
A range of savings accounts to meet your needs

Why save with us?

We offer a range of Personal Savings Accounts to cater to your savings needs.

Please select from the products below for more information.

Savings Accounts

ONLINE EASY ACCESS

DIGITAL APPLICATIONS FOR ONLINE EASY ACCESS ACCOUNTS ARE CLOSED FROM 20.08.21

The UBL UK Online Easy Access Account

Rates correct as of 20.09.2021

Interest Rate Minimum Balance Maximum Balance Fees More Information
Online Easy Access Account 0.35% AER/Gross p.a £500 £200,000 1 free withdrawal per calendar month, £1 fee for each additional charge thereafter Find out more

FIXED TERM DEPOSITS

UBL UK provide a range of fixed term deposits helping you to maximise the returns on your savings in exchange for locking them away for a longer period of time. The accounts are available in GBP and USD.

Rates correct as of 20.09.2021

Interest Rate Minimum Deposit Maximum Deposit Balance at the End of the Term Based on the Minimum Deposit Amount More Information
1 Month Fixed Term Deposit (GBP) 0.05% AER/Gross p.a £2,000 £1,000,000 £2,000.08 Find out more
3 Month Fixed Term Deposit (GBP) 0.10% AER/Gross p.a £2,000 £1,000,000 £2,000.54 Find out more
6 Month Fixed Term Deposit (GBP) 0.15% AER/Gross p.a £2,000 £1,000,000 £2,001.50 Find out more
1 Year Fixed Term Deposit (GBP) 0.80% AER/Gross p.a £2,000 £1,000,000 £2,016.00 Find out more
2 Year Fixed Term Deposit (GBP) 1.22% AER/Gross p.a £2,000 £1,000,000 £2,048.80 Find out more
3 Year Fixed Term Deposit (GBP) 1.36% AER/Gross p.a £2,000 £1,000,000 £2,081.60 Find out more
4 Year Fixed Term Deposit (GBP) 1.57% AER/Gross p.a £2,000 £1,000,000 £2,125.60 Find out more
5 Year Fixed Term Deposit (GBP) 1.81% AER/Gross p.a £2,000 £1,000,000 £2,181.00 Find out more
7 Year Fixed Term Deposit (GBP) 1.71% AER/Gross p.a £2,000 £1,000,000 £2,239.40 Find out more
1 Month Fixed Term Deposit (USD) 0.25% AER/Gross p.a $25,000 $2,000.42 Find out more
3 Month Fixed Term Deposit (USD) 0.35% AER/Gross p.a $25,000 £1,000,000 $2,001.75 Find out more
6 Month Fixed Term Deposit (USD) 0.60% AER/Gross p.a $25,000 £1,000,000 $2,006.00 Find out more
1 Year Fixed Term Deposit (USD) 0.75% AER/Gross p.a $25,000 £1,000,000 $2,015.00 Find out more

PERSONAL NOTICE ACCOUNTS

NEW APPLICATIONS FOR PERSONAL AND BUSINESS 35 AND 90 DAY NOTICE ACCOUNTS ARE CLOSED FROM 15.12.20

Personal Notice Accounts provide a better rate of interest than our Online Easy Access Account in return for customers providing the required notice in order to access their savings. The Personal Notice Account differs from the Fixed Term Deposit as Account Holders are able to make additional deposits into the Account up to the maximum permissible balance.

Rates correct as of 20.09.2021

Interest Rate Minimum Balance Maximum Balance Balance After 12 Months Based on a Deposit of £1,000 More Information
35 Day Personal Notice Account 0.25% AER/Gross p.a £1 £1,000,000 £1,002.50 Find out more
90 Day Personal Notice Account 0.25% AER/Gross p.a £1 £1,000,000 £1,002.50 Find out more

FIXED RATE CASH ISAS

Our Fixed Rate Cash ISA is a tax-efficient savings vehicle with Financial Services Compensation Scheme (FSCS) protection, providing high-growth potential and peace of mind over fixed terms of 1, 2, 3, 4 or 5 years.

Rates correct as of 20.09.2021

Interest Rate Minimum Deposit Maximum Deposit Balance at the End of the Term Based on the Minimum Balance More Information
1 Year Fixed Rate Cash ISA 0.60% AER/Gross p.a £2,000 £1,000,000 £2,012.00 Find out more
2 Year Fixed Rate Cash ISA 0.91% AER/Gross p.a £1 £1,000,000 £2,036.40 Find out more
3 Year Fixed Rate Cash ISA 1.31% AER/Gross p.a £2,000 £1,000,000 £2,078.60 Find out more
4 Year Fixed Rate Cash ISA 1.36% AER/Gross p.a £2,000 £1,000,000 £2,108.80 Find out more
5 Year Fixed Rate Cash ISA 1.51% AER/Gross p.a £2,000 £1,000,000 £2,161.00 Find out more

PERSONAL STERLING SAVINGS ACCOUNT

The Personal Sterling Savings Account is no longer available for new applications.

Rates correct as of 20.09.2021

Interest Rate Minimum Deposit Maximum Deposit Balance After 12 Months Based on a £40,000 Deposit More Information
Personal Sterling Savings Account Up to £9,999 - 0.20% £10,000 - £49,999 - 0.25% £50,000 - £99,999 - 0.25% £100,000 - £499,999 - 0.25% Over £499,999 - 0.25% £1 £1,000,000 £40,095.00 Find out more