personal banking

Meeting your personal finance requirements

At UBL UK, we provide a full range of personal banking services under one roof. Helping you open accounts and access a range of competitive products, our personal finance offering is underpinned by niche-market expertise and highly personalised and supportive customer relationships.

Whether you’re looking for a Current Account or Savings Account products and services ,we are here to support you on every aspect of your personal finance requirements.

A range of products to suit your needs

SAVINGS ACCOUNTS

UBL UK offers a range of Personal Savings Accounts to cater to your savings needs. From instant access to 7 Year Fixed Term Deposit Accounts, we have a savings product to help you save for your family's future.

	Term	Minimum Deposit	Maximum Deposit	Additional Deposits Allowed
Fixed Term Deposits	1 Month, 3 Months, 6 Month, 1 Year, 2 Year, 3 Year, 4 Year, 5 Year and 7 Year	£2,000	£1,000,000	No	Find out more
Online Easy Access Account	1 Instant Access, 1 free withdrawal per calendar month	£1 (minimum interest earning balance £500)	£200,000	Yes	Find out more
Fixed Rate Cash ISA	1 Year, 2 Year, 3 Year, 4 Year and 5 Year	£2,000	£1,000,000	No	Find out more

Term

Minimum Deposit

Maximum Deposit

Additional Deposits Allowed

Fixed Term Deposits

1 Month, 3 Months, 6 Month, 1 Year, 2 Year, 3 Year, 4 Year, 5 Year and 7 Year

£2,000

£1,000,000

Find out more

Online Easy Access Account

1 Instant Access, 1 free withdrawal per calendar month

£1 (minimum interest earning balance £500)

£200,000

Yes

Find out more

Fixed Rate Cash ISA

1 Year, 2 Year, 3 Year, 4 Year and 5 Year

£2,000

£1,000,000

Find out more

HOME FINANCE

	LTV	Interest Rate	Fees	Early Payment Charges	Minimum Loan Amount	More Information
Retail - Conventional Buy to let	70%	4.10%	0.50% of loan amount	No ERC	£100,000	Find out more
Retail - Conventional Buy to Let	60%	3.75%	0.50% of loan amount	No ERC	£100,000	Find out more

LTV

Interest Rate

Fees

Early Payment Charges

Minimum Loan Amount

More Information

Retail - Conventional Buy to let

70%

4.10%

0.50% of loan amount

No ERC

£100,000

Find out more

Retail - Conventional Buy to Let

60%

3.75%

0.50% of loan amount

No ERC

£100,000

Find out more

SERVICES

We have a range of products and services to help you manage your every day finances.

	Fees	Features	Ways to Manage Your Account	Eligibility	More Information
Safe Deposit Boxes	Prices from £175 p/a	3 sizes to suit your needs	In-branch	Must be a UBL UK Current Account holder	Find out more
Send money to Pakistan	Free for transactions of £90 or more, £3 for transactions £89.99 or below	Use the service in-branch, online and on our mobile app	In-branch, online and on mobile	Over 18's only, must be a UK resident and have a UK issued debit or credit card	Find out more

Fees

Features

Ways to Manage Your Account

Eligibility

More Information

Safe Deposit Boxes

Prices from £175 p/a

3 sizes to suit your needs

In-branch

Must be a UBL UK Current Account holder

Find out more

Send money to Pakistan

Free for transactions of £90 or more, £3 for transactions £89.99 or below

Use the service in-branch, online and on our mobile app

In-branch, online and on mobile

Over 18's only, must be a UK resident and have a UK issued debit or credit card

Find out more