Investment Products
Signature Priority Banking
 

Investment Products

Government Securities

Investing in Government Securities has never been easier than this. Now with UBL you can invest in Treasury Bills Pakistan Investment Bonds, depending on your need and investment horizon. We also offer Ijarah Sukuks.

BANCASSURANCE

UBL Signature banking offers bancassurance products in collaboration with Jubilee Life and EFU Insurance. For more details, click here

MUTUAL FUNDS

We believe in providing solutions that fit your preferences, your tolerance to risk, and your time horizon. We strive to ensure that we bring you the best investment solutions across a variety of asset classes. We offer mutual funds from leading asset managers; giving you the opportunity to invest in the mutual funds that offer exposure to fixed income, equity, or gold. Additionally, you can choose to invest in Shariah Compliant (where available) versions of the above asset classes. To find out more about investing, contact your designated Relationship Manager – and he/she will facilitate your investment.

Conventional Funds

  • UBL Government Securities Fund (UGSF): UBL Government Securities Fund (UGSF) is a mutual fund investment scheme that invests primarily in securities issued by the Government of Pakistan to provide a competitive stream of income on your investment. As there is no fixed-term holding period requirement, you can invest in this scheme for both your short and longer term needs.
  • UBL Gold Fund (UGF): UBL Gold Fund provides you direct exposure to Gold as an asset class; thus allowing you to reap maximum benefits of investing in Gold. If you are looking for a subsequent purchase of Gold Jewelry for your children’s wedding or for a special occasion in the long term, investing your money in UGF can serve as an effective hedge against rising Gold prices. As there is no fixed-term holding period requirement, you can invest in this scheme for your short and longer term needs. The recommended investment horizon in UFG is 2-3 years.
  • UBL Stock Advantage Fund (USF): Globally, investing in the stock market is considered to be a time-tested method of creating wealth over the long-term. UBL Stock Advantage Fund (USF) is a mutual fund investment scheme that offers you an easy way of investing your money in the stock market by offering you the expertise of its investment professionals who have a thorough understanding of the markets, have access to research teams, and have the required experience and expertise to manage your investments on your behalf on a day-to-day basis. This way, you can enjoy the growth potential offered by the stock market without having to worry about stock selection, buy and sell decisions and coordination with brokers.
  • UBL Liquidity Plus Fund (ULPF): UBL Liquidity Plus Fund is a mutual fund investment scheme that offers an ideal investment facility that allows you to earn an attractive and stable return on your money while providing you the flexibility of withdrawing your money any time you want. The scheme offers a secure, liquid investment for your short-term needs. In addition to aiming to preserve capital, the scheme seeks to provide the highest possible income available from low-risk, short-term securities such as T-Bills and High Rated Bank Deposits.
  • UBL Money Market Fund (UMMF): This scheme is designed to grow your savings over time so you can meet your medium to long term investment goals with ease. The objective of this scheme is to offer you with a competitive rate of return by investing your money in a fixed income instruments such as Government Securities & High Rated bank Deposits.
  • United Growth and Income Fund (UGIF): This mutual fund investment scheme offers you an opportunity to gain exposure to Term Finance Certificates (TFC) and benefit from the long term growth potential offering a less volatile investment avenue compared to a stock market based investment scheme for the long term growth of your savings. The objective of the scheme is to offer clients with superior, risk adjusted returns over the long term by investing in medium to long term fixed income and short term money market instruments.

Islamic Funds

  • Al-Ameen Islamic Sovereign Fund (AISF): is a mutual fund investment scheme that invests primarily in Shariah complaint securities issued by the Government of Pakistan and other high rated Shariah-compliant debt and money market instruments to provide a competitive stream of Riba-free income on your investment. As there is no fixed-term holding period requirement, you can invest in this scheme for both your short and longer term needs.
  • Al-Ameen Shariah Stock Fund (ASSF): is a Shariah-compliant mutual fund scheme that offers you an easy way of investing your money in the stock market (Islamic stocks) by offering you the expertise of its investment professionals who have a thorough understanding of the markets, have access to research teams, and have the required experience and expertise to manage your investments on your behalf on a day-to-day basis.
  • Al-Ameen Islamic Aggressive Income Fund (AIAIF): is a Shariah-compliant investment scheme that offers you an opportunity to gain exposure to Sukuks and benefit from the long term growth potential offering a less volatile investment avenue compared to a stock market based investment scheme for the long term growth of your savings. The objective of this scheme is to offer clients with superior, risk-adjusted returns over the long term by investing in Shariah-compliant medium to long-term income and short term money market instruments.

Al-Ameen Asset Allocation Plans:

Asset Allocation Plans: Investment plans offered from time to time provide the ideal solution for individuals who want equity/stock market returns. However, investing in the stock market has its risks. These Funds aim to earn a potentially high return through active asset allocation – smartly investing and disinvesting between Islamic Equities and Islamic Income/Money Market mutual funds, based on the Fund Manager’s outlook on the asset classes.

Pension Schemes: Retirement is an opportunity to enter a new phase of your life. With our retirement schemes you can ensure a financial independent and care free life even after you stop working. We offer two types of retirement schemes, conventional and Islamic making it easier for you can start savings towards your retirement with as low as PKR 500.

Disclaimer: All investments in mutual funds are subject to market risks and the price of units may go up or down based on market conditions. Past performance should not be taken as an indication or guarantee of future performance.