SME Product and Services
Banking
 

SME Product & Services

 
  • UBL Karobar Loan
    UBL Karobar Loan
    UBL Karobar Loan is a solution for easy access of cash required to grow your business. It is exclusively designed for small and medium enterprises keeping in view their business expansion and growth plans. UBL Karobar Loan is available against mortgage of your property including residential, commercial and industrial.
  • UBL Sahulat Loan
    UBL Sahulat Loan
    UBL Sahulat Loan gives you access to cash while maintaining and growing your savings. You can borrow against your savings to meet your business. UBL Sahulat facility is available against deposit account and Government Securities including DSCs, SSCs and RICs.
  • UBL Smart Cash Loan
    UBL Smart Cash Loan
    UBL Smart Cash offers you easy access to cash as you can get up to 85% cash against your investments / savings in UBL Mutual Funds. Smart Cash provides you a financial solution with flexibility.
  • UBL Rice Husking Loan
    UBL Rice Husking Loan
    UBL Rice Husking loan is available for Small & Medium Enterprise (SME) customers. It’s exclusively designed for rice husking units. Company can be a Sole Proprietorship, Partnership and Private Limited companies and will be available for purchase of fresh crop of paddy from the growers and open market.
  • UBL Cotton Ginning Loan
    UBL Cotton Ginning Loan
    UBL Cotton Ginning loan is available for Small & Medium Enterprise (SME) customers. It’s exclusively designed for cotton ginning units. Company can be a Sole Proprietorship, Partnership and Private Limited companies and will be available for purchase of fresh crop of phutti / raw cotton from the growers and open market.
  • UBL Prime Minister’s Youth Business Loan
    UBL Prime Minister’s Youth Business Loan
    Prime Minister’s Youth Business Loan scheme is an initiative by Government of Pakistan for small businesses particularly unemployed educated youth for establishing or extending business enterprises thereby promoting entrepreneurship and reducing unemployment & poverty in Pakistan.
  • UBL Wheat Financing for Flour Mills
    UBL Wheat Financing for Flour Mills
    UBL Wheat Financing is available for Medium Enterprise (ME). It’s exclusively designed for flour mills carrying on business as Sole Proprietorship, Partnership and Private Limited companies keeping in view their seasonality business growth. UBL Wheat financing is available for purchase of wheat against fresh crop from the growers and open market against mortgage of Flour Mill.
  • UBL Commercial Vehicle Finance Loan
    UBL Commercial Vehicle Finance Loan
    UBL Commercial Vehicle Financing is available for Small & Medium Enterprises (SME). It’s exclusively designed for business segment carrying as Sole Proprietorship, Self-Employed keeping in view their business requirement. UBL Vehicle Financing is available for purchase of commercial vehicles for business purpose only.
  • UBL Bank Guarantee Discounting
    UBL Bank Guarantee Discounting
    Financial Bank Guarantees issued in your favor can be discounted to gain access to cash for your business needs
  • UBL Invoice Discounting
    UBL Invoice Discounting
    UBL Discounting facility is available against all invoices which have been submitted and accepted by the buyer can be discounted with us giving you access to cash to meet your business needs prior to realization of the actual invoices.

SBP Refinance Schemes

To boost the overall economy with specific focus on developing SME sector SBP is offering number of schemes through bank on concessional rates covering from Export Finance Scheme, Refinance Facility for Modernization of SMEs, Long Term Financing Facility for Plant & Machinery, Financing for Power Plants using Renewable Energy and Financing Facility for Storage of Agricultural Produce. For further details on each scheme please click below relevant link:

For SBP Schemes
* Product features or mark-up rates are subject to change as per SBP directions.

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